I happen to know that most of us are in our 20s and safely ensconced within the dreaded Quarter life crisis, I would like each of us to take sometime out and reflect in the comments on that thing we know, we know for sure. While I'm reminded that Unique was talking of stuff thats rock solid and this may be similar, lets rather give that one ( or more) lesson we have been through and that might be relevant to the others at this time as well.